All healthcare practitioners have a responsibility to update their professional knowledge and skills for the benefit of their patients. The Health Professions Council of SA requires every practitioner to accumulate 30 CEU's (Continuing Education Units) per 12 month period. At least 5 of these points need to be for Ethics. We realise that not all healthcare professionals are able to attend our courses to obtain CPD points. As part of our on-going attempt to provide exceptional service, we are now able to offer CPD points for reading our online articles TO ALL HEALTHCARE PRACTITIONERS and completing a questionnaire.
What is a "prescription"?
The concept of prescription was introduced to protect consumers against unscrupulous creditors who delay the recovery of debt in order to incur huge costs and interest. Clearly, this kind of unscrupulous lending is unfair to the consumer.
The periods of prescription differ for various kinds of debt. For example, for any debt secured by mortgage bond, the debt would prescribe after 30 years. However, the period of prescription for a medical account is 3 years.
If the last time a debtor paid any money on the account is more than 3 years ago, and the debtor has not admitted they owe the money, the debtor can claim that the debt has prescribed. The Prescription Act 68 of 1969 states that a debt is extinguished after the of a specific time period. If the debtor acknowledges the debt in writing, verbally, or by effecting a payment, prescription is interrupted and payment must be made to settle the outstanding balance.
For more information about prescription and the other defences available to debtors, attend our Medical Debt Collections Course.